Other Insurance
Travel Insurance
Provides cover in the event of an insured person sustaining bodily injury while abroad, whether for business or pleasure, resulting solely from accidents caused by external, violent, and visible means. Coverage can be extended to include baggage, money, repatriation, and personal liability.
Legal Expenses
- Employers cover, including employment disputes
- Goods or services contract cover
- Property legal protection, including tenancy disputes
- Debt recovery
- Motor vehicle protection
- Tax and VAT issues
- Other contract-related actions
Bloodstock/Livestock
Provides protection against accidental death or injury, disease, or theft, including third-party liability arising out of ownership.
Abandonment
Covers irrevocable loss incurred by the organiser or exhibitor as a result of specified risks, provided as part of exhibition or conference insurance.
Health
Provides cover for individuals for the payment of medical expenses as a result of accident or illness.
Abandonment
Protects companies against copyright, trademark, or patent infringement claims arising out of the company’s operations. It covers defense costs and any judgments up to the policy limits.
Defective Title Indemnity
Protects purchasers and mortgagees against defects in the title to property that come to light during the investigation of title on transfer of a property from one owner to another.
Kidnap/Ransom
Provides payment up to a chosen limit to secure the release of the insured person following kidnap, extortion, detention, or hijack.
Exhibition
All-risks cover for an exhibitor whose products are damaged or destroyed by an insured peril while being displayed at a public exhibition.
Jewellers Block
Provides protection for property, liability, and theft risks, including the property of customers in the insured’s custody or control.
Surety Bonds
A Surety Bond provides compensation for a party when a contract is not performed or the performance is unsatisfactory.
Advance Payment Bond
A bond securing advance payments made to a contractor or principal against the risk of default.
Contract Guarantee / Performance Bond
Guarantees payment for direct loss and damage suffered by the employer or beneficiary due to a breach of contract by the contractor or principal, typically arising upon insolvency.
Maintenance Bond
Ensures funding for remedial works if a contractor or principal defaults on maintenance obligations after project completion.
Manufacturer Performance Bond
Guarantees delivery of goods. If the delivery is defaulted, the bond covers the direct loss and damage suffered by the purchaser.
Removal Bond
Guarantees duty payment if goods are unaccounted for after transfer from a ship to a bonded warehouse, or between bonded warehouses.
Retention Bond
Allows money retained by the employer to be released while ensuring the contractor or principal meets specifications.
Warehouse Bond
Guarantees duty payment for goods stored in a bonded warehouse if they leave the warehouse or are unaccounted for.
Bid or Tender Bond
Guarantees that a company will undertake the performance of a contract if its bid is accepted and covers the loss if the company defaults.
Duty Deferment Bond
Allows companies to defer VAT or duty payments until the 15th of the following month, offering a cash flow benefit.
Transhipment Bond
Guarantees duty payment for goods transferred from one ship to another if all goods are not subsequently accounted for.
Carnet Bonds
Guarantees local duty payment if goods taken to a foreign country for a short period, such as for an exhibition, are not returned.
Auctioneers Bond
Provides security for proceeds of sales managed by an auctioneer appointed following insolvency, ensuring the liability is covered.