Liability Insurance
Environmental Impairment
Protects against damages to the environment caused by negligent acts or omissions, such as pollution.
Employers Liability Insurance
Protects employers from liabilities arising from workplace conditions or practices that result in employee injury, disease, or fatality.
Property Owners Liability
Covers costs and damages if a member of the public is injured on or linked to your premises.
Non-Negligence
Provides indemnity for property damage caused by collapse, subsidence, heave, vibration, or other construction-related issues.
Public Liability Insurance
Covers your legal liability for third-party property damage or injury resulting from your business activities, including legal costs and expenses. Protects directors and officers from liabilities arising from wrongful acts committed in their corporate roles.
Employment Practices Liability
Protects employers against claims of employee rights violations.
Products Recall
Covers expenses incurred from recalling defective or potentially harmful products.
Excess Liability (Employers/Public/Products Liability
Protects employers against claims of employee rights violations.
Cyber/E-Commerce/Internet Liability
Covers defamation, loss through virus attacks, unauthorized access, data protection issues, and intellectual property infringement.
Professional Indemnity Insurance
Protects against claims of professional negligence, including libel and slander.
Pensions Trustees Liability Insurance
Protects trustees, employees, and employers against claims related to wrongful acts in managing a pension plan.
Libel & Slander
Covers defamation in both permanent forms (writing, broadcasts) and spoken forms.
Terrorism Liability
Provides coverage for property owners against losses and liabilities from terrorist activities, which are often excluded from standard property policies.
Products Contamination
Covers financial loss from product contamination and provides crisis management services.
Products Guarantee
Protects against costs of repairing or replacing defective products and consequential losses from products failing to perform as guaranteed.