The construction division at Mercantile Insurance Brokers has a team of experienced professionals who have been providing these services to our clients consistently for many years. These professionals have industry experience on both the insurance company and brokerage side, which makes them uniquely qualified to provide the full services needed. Further, our construction division has experience in representing all members on the development team (including contractor, owner and architect), which puts us in an unparalleled position to understand the exposures, insurance needs, and insurance marketplace for all parties.

We represent all of the major construction industry insurance carriers. In the construction insurance brokerage industry, we are in a unique position to negotiate more favorable terms in price with the markets because of our buying power, due to our years of experience and premium volume.

We reinvest our earnings by expanding our service capabilities to be more responsive to our clients. This is evidenced in our value-added departments by both the professional staff and services offered.

Value-added service

  • Designing a property and liability insurance program which provides the broadest and most economical coverage available;
  • Preparing bid specifications to procure the broadest and most economical insurance coverage annually or as needed;
  • Accessing all major construction insurance markets to negotiate the best terms for our clients;
  • Meeting with our clients on a regular basis to review insurance issues;
  • Providing a quarterly stewardship report to recap completed services provided and update clients on open activities as well as industry product/coverage development;
  • Coordinate the investigation of accidents when they occur and assist in proper documentation and reporting of claims;
  • Assisting in settling any first party claims so that you are paid promptly and fairly;
  • Managing all third party claims to be certain that they are being properly handled, including being tendered and accepted by the appropriate party;
  • Performing claim file reviews of all large workers' compensation and general liability claims to be certain they are being properly handled and not over-reserved;
  • Acting as liaison between our client and the insurer with regard to all safety activities.

Comprehensive Approach

Mercantile Insurance Brokers works closely with clients to develop a plan for securing a tailor-made contractors all risks program and provide a broad range of services. The specialists in our construction practice are dedicated exclusively to contractors all risks programs. These experts will assure consistency through centralizing administration services.

Building Sound Relationships

Mercantile Insurance Brokers' mission is to provide our clients with quality risk management services, state-of-the-art insurance products, and to be a knowledgeable and dedicated contractors all risks  partner. Our business strategy .focuses on the development of long-term relationships, rather than short-term profits, by investing substantial resources and paying close attention to your needs.

Our contractors all risks specialists provide the professional expertise needed to bridge the gap between you and the contractors all risks insurance carriers through a systematic approach that is shaped by an acute understanding of the underwriting process and a respect for the complexity of a construction project.

What Makes Mercantile Insurance Brokers

  • Tailor-made programs shaped to your needs, not to the needs of a representative peer group.
  • Pre-implementation services such as contract reviews, exposure analysis, and professional contractors all risks feasibility studies.
  • The skill and willingness to develop innovative new products to address contractors all risks issues and exposures as they arise.
  • Large investment in technology to allow rapid transfer of vital information to clients and contractors all risks markets.
  • In-house contractors all risks  professionals acting as your committed advocates.