Financial Insurance Solutions
Mercantile Insurance Brokers offers expert advice and tailored coverage for various financial risk areas, ensuring comprehensive protection for your business:
Business Interruption All Risks
Protects against loss of Gross Profit and fixed expenses due to insured perils such as fire, storm, or flood. All Risks coverage is also available.
Commercial Credit
Safeguard your accounts receivable or specific creditors against default. Additional services like credit watch and receivable advisory are also offered by some insurers.
Crime
Covers financial losses resulting from fraud committed by employees or third parties.
Increased Cost of Working
Ensures businesses can continue operations during emergencies requiring additional expenses, such as equipment replacement following a fire.
Employee Dishonesty
Protects against direct financial losses caused by fraudulent or dishonest acts committed by employees.
Engineering Insurance
Coverage for sudden and accidental damage or breakdown of machinery and equipment, including consequential loss. Extensions include dismantling, transit, erection, and stock deterioration.
Terrorism
Provides property owners with coverage against losses and liabilities from terrorist activities, which are typically excluded from Business Interruption Policies.
Money
All risks coverage for cash, cheques, and other valuables in transit, on premises, or at employees’ homes, with specific overnight premises limitations. Includes Personal Accident assault benefits.
Advanced Consequential Loss
Covers business interruption losses prior to the start of new business activities, available on an All Risks basis.
Marine Consequential Loss
Protects against delays in business startup due to damage to machinery, plant, or stock in transit caused by insured perils. Available on an All Risks basis.